Paya Connect docs

BIN Info

BIN Info is also available on both the AccountVaults and Transactions Endpoints.  The information below describes all of the fields, possible values, and requirements.

Fields

Field Size Description
issuer_bank_name 60 The Issuer Bank name for the BIN
country_code 3
Issuer Value Description
VISA Three character alpha country code
MC Three character alpha country code
Maestro Three character alpha country code
Amex Space Filled
Discover Three character alpha country code or spaces when Discover doesn't share issuer
country.
detail_card_product 1
Value
AMERICAN EXPRESS
BANKCARD(INACTIVE)
CHINA UNION PAY
CIRRUS
DINERS CLUB INTERNATIONAL
DISCOVER
EBT
FUEL CARD
JCB
LOCAL BRAND
MAESTRO
MASTERCARD
PAYPAL
PRIVATE LABEL
UATP
VISA
VOYAGER
WEXCARD
detail_card_indicator 2

Will return as an empy string or Null
fsa_indicator 1
Value
YES
NO
null

 
prepaid_indicator 1 P = Prepaid Card 
Default: Space filled
product_id 3 Will return as an empy string or Null
regulator_indicator 1 Applies to US issued cards only (Visa, MasterCard, and Discover).
Value Description
N ISS REGULATED (regulated issuer)
N\r ISS NONREGULATED (unregulated issuer OR Non US issued card)  
visa_product_sub_type 2

Will return as an empy string or Null
visa_large_ticket_indicator 1 Will return as an empy string or Null
account_fund_source 1

Identifies the source of the funds associated with the primary account for the card.

Value Description
CREDIT Credit
DEBIT Debit
CHARGECARD Charge
card_class 1

Categorizes the BIN as a Business card, Corporate T&E card, Purchase card or Consumer card. Assists the POS device with prompting decisions – to collect addenda or not.  Visa, MasterCard and Discover only.

 

Value
BUSINESS
COMPANY
CONSUMER
CORPORATE
CORPORATE EXECUTIVE

CORPORATE FLEET
CORPORATE PURCHASING
EXECUTIVE BUSINESS
FLEET
FLEET CONSUMER
FSA
GOVERNMENT COMMERCIAL
GOVERNMENT CORPORATE T&E
HEALTHCARE
HAS NON-SUBSTANTIATED
PERSONAL
PLATINUM
PREPAID
PREPAID BUSINESS
PREPAID COMMERCIAL
PREPAID PURCHASING
PREPAID RELOADABLE

PURCHASING
PURCHASING CARD
SIGNATURE
SMALL BUSINESS

 

These are the most common values populated. An extended list can be found under Card Class.
token_ind 1 Will return as an empy string or Null
issuing_network 2 Will return as an empy string or Null

 

Query 6 or 8 Digit BIN

  • Integrators may send a bankcard BIN, first 6 or 8 digits of the bankcard account number.
  • Paya Connect will search for an 8-digit match, if no data is found, it will search for a 6-digit match.
  • The API will return all information we have for the requested BIN.

GET /v2/bins/{BIN}

{
    // Empty Payload - Nothing needed here.
}
{
	"bin": {
		"bin": "411111",
		"card_brand": "VISA",
		"issuing_organization": "SANDBOX FINANCIAL SERVICES GROUP, INC.",
		"card_type": "DEBIT",
		"card_category": "CLASSIC",
		"issuing_country_name_iso": "UNITED STATES",
		"issuing_country_code_iso_a2": "US",
		"issuing_country_code_iso_a3": "USA",
		"issuing_country_iso_number": "840",
		"issuing_organization_website": "HTTPS://WWW.PAYA.COM/",
		"issuing_organization_phone": "+ (1) 888-555-5555",
		"max_pan_length": "16",
		"bin_type": "PERSONAL",
		"is_regulated": "Y\r",
		"fsa_indicator": null,
		"created": null
	}
}

Product IDs

Product ID Product Name
A^ Visa Traditional
B^ Visa Traditional Rewards
C^ Visa Signature
D^ Visa Signature Preferred
E^ Proprietary ATM
F^ Visa Classic
G^ Visa Business (non-US)
G^ Visa Business Tier 1 (US)
G1 Visa Signature Business (non-US)
G1 Visa Business Tier 3 (US)
G3 Visa Business Enhanced (non-US)
G3 Visa Business Tier 2 (US)
G4 Visa Infinite Business (non-US)
G4 Visa Business Tier 4 (US)
G5 Visa Business Rewards
I^ Visa Infinite
I1 Visa Infinite Privilege
I2 Visa Ultra High Net Worth
J3 Visa Healthcare
K^ Visa Corporate T&E
K1 Visa GSA Corporate T&E (US) Visa Government Corporate T&E (global)
L^ Visa Electron
N^ Visa Platinum
N1 Visa Rewards
N2 Visa Select
P^ Visa Gold
Q^ Private Label
Q2 Private Label Basic
Q3 Private Label Standard
Q4 Private Label Enhanced
Q5 Private Label Specialized
Q6 Private Label Premium
R^ Proprietary
S^ Visa Purchasing
S1 Visa Purchasing with Fleet
S2 Visa GSA Purchasing (US) Visa Government Purchasing (Global)
S3

Visa GSA Purchasing with Fleet (US) Visa Government Purchasing With Fleet (global)
S4 Government Services Loan
S5 Visa Commercial Transport (EBT)
S6 Business Loan
U^ Visa Travel Money
V^ V Pay
X^ Visa B2B Virtual Payments

Product ID Product Name
ACS Digital Debit
BPD Business Premium Debit
DAG Gold Debit MasterCard Salary
DAP Platinum Debit MasterCard Salary
DAS Standard Debit MasterCard Salary
DLG Debit MasterCard Gold Delayed Debit
DLH Debit MasterCard World Embossed Delayed Debit
DLP Debit MasterCard Platinum Delayed Debit
DLS Debit MasterCard Card Delayed Debit
DOS Standard Debit MasterCard Social
DWF Debit MasterCard Humanitarian Prepaid
MAB World Elite MasterCard for Business Card
MAC MasterCard World Elite Corporate Card
MAP MAP MasterCard Commercial Payments Account
MAQ MasterCard Prepaid Commercial Payments Account
MBB MasterCard Prepaid Consumer
MBC MasterCard Prepaid Voucher
MBD MasterCard Professional Debit BusinessCard Card
MBE MasterCard Electronic Business Card
MBF Prepaid MC Food
MBK MasterCard Black Card
MBM Prepaid MC Meal
MBP MasterCard Corporate Prepaid
MBS MasterCard B2B Product
MBT MasterCard Corporate Prepaid Travel
MBW World MasterCard Black Edition Debit
MCB MasterCard Business Card Card
MCC MasterCard Credit Card (mixed BIN)
MCD Debit MasterCard Card
MCE MasterCard Electronic Card
MCF MasterCard Fleet Card
MCG Gold MasterCard Card
MCH MasterCard Premium Charge
MCO MasterCard Corporate Card
MCP MasterCard Purchasing Card
MCS Standard MasterCard Card
MCT Titanium MasterCard Card
MCV Merchant-Branded Program
MCW World MasterCard Card
MDB Debit MasterCard BusinessCard Card
MDG Gold Debit MasterCard Card
MDH Debit Other Embossed MasterCard Card
MDJ Debit MasterCard Enhanced
MDL Business Debit Other Embossed
MDO Debit Other
MDP Platinum Debit MasterCard Card
MDR Debit Brokerage 1
MDS Debit MasterCard Card
MDT Commercial Debit MasterCard Card
MDW World Black Debit (LAC region excluding Mexico)
MEB MasterCard Executive BusinessCard Card
MEC MasterCard Electronic Commercial
MEF MasterCard Electronic Payment Account
MEO MasterCard Corporate Executive Card
MET Titanium Debit MasterCard Card
MFB Flex World Elite
MFD Flex Platinum
MFE Flex Charge World Elite
MFH Flex World
MFL Flex Charge Platinum
MFW Flex Charge World
MGF MasterCard Government Commercial Card
MHA MasterCard Healthcare Prepaid Non-Tax
MHB MasterCard HSA Substantiated
MHD HELOC Debit Standard
MHH MasterCard HSA Non-Substantiated
MHK Magna Health Access Card
MHL HELOC Debit Gold
MHM HELOC Debit Platinum
MHN HELOC Debit Premium
MIA Prepaid MasterCard Unembossed Student Card
MIP MasterCard Prepaid Student Card
MIU Debit MasterCard Unembossed (Non-US)
MLA MasterCard Central Travel Solutions Air Card
MLB MasterCard Brazil Benefit for Home Improvement
MLD MasterCard Distribution Card
MLE MasterCard Brazil General Benefits
MLF MasterCard Agro
MLL MasterCard Central Travel Solutions Land Card
MNF MasterCard Public Sector Commercial Card
MNW MasterCard World Card
MOC Standard Maestro Social
MOG Maestro Gold Card
MOP Maestro Platinum
MOW World Maestro
MPA MasterCard Prepaid Debit Standard Payroll
MPB MasterCard Preferred Business Card
MPD MasterCard Flex Prepaid
MPF MasterCard Prepaid Debit Standard Gift
MPG Debit MasterCard Standard Prepaid General Spend
MPH MasterCard Cash
MPJ Prepaid MasterCard Debit Voucher Meal/Food Card
MPK MasterCard Prepaid Government Commercial Card
MPL Platinum MasterCard Card
MPM

MasterCard Prepaid Debit Standard Consumer Incentive
MPN MasterCard Prepaid Debit Standard Insurance
MPO MasterCard Prepaid Debit Standard Other
MPP MasterCard Prepaid Card
MPR MasterCard Prepaid Debit Standard Travel
MPT MasterCard Prepaid Debit Standard Teen
MPV MasterCard Prepaid Debit Standard Government
MPW

Debit MasterCard BusinessCard Prepaid Workplace Business to Business
MPX MasterCard Prepaid Debit Standard Flex Benefit
MPY

MasterCard Prepaid Debit Standard Employee Incentive
MPZ

MasterCard Prepaid Debit Standard Government Consumer
MRC Prepaid MasterCard Electronic Card (Non-US)
MRF European Regulated Individual Pay
MRG MasterCard Prepaid Card (Non-US)
MRH MasterCard Platinum Prepaid Travel Card
MRJ Prepaid MasterCard Voucher Meal/Food Card
MRK Prepaid MasterCard Public Sector Commercial Card
MRO MasterCard Rewards Only
MRL MasterCard Prepaid Business Preferred
MRP Standard Retailer Centric Payments
MRW Prepaid MasterCard Business Card (Non-US)
MSA Prepaid Maestro Payroll Card
MSB Maestro Small Business Card
MSF Prepaid Maestro Gift Card
MSG Prepaid Maestro Consumer Reloadable Card
MSI Maestro Card
MSJ Maestro Prepaid Voucher Meal and Food Card
MSM Maestro Prepaid Consumer Promotion Card
MSN Maestro Prepaid Insurance Card
MSO Maestro Prepaid Other Card
MSQ Reserved for Future Use
MSR Prepaid Maestro Travel Card
MST Prepaid Maestro Teen Card
MSV Prepaid Maestro Government Benefit Card
MSW Prepaid Maestro Corporate Card
MSX Prepaid Maestro Flex Benefit Card
MSY Prepaid Maestro Employee Incentive Card
MSZ Prepaid Maestro Emergency Assistance Card
MTP MasterCard Platinum Prepaid Travel Card
MUW MasterCard World Domestic Affluent
MWB World MasterCard for Business Card
MWD World Deferred
MWE World Elite MasterCard Card
MWF MasterCard Humanitarian Prepaid
MWO World Elite MasterCard Corporate Card
MWP MasterCard World Prepaid
MWR World Retailer Centric Payments
OLB Maestro Small Business Delayed Debit
OLG Maestro Gold Delayed Debit
OLP Maestro Platinum Delayed Debit
OLS MaestroDelayed Debit
OLW World Maestro Delayed Debit
PMC Proprietary Credit Card (Sweden domestic)
PMD Proprietary Debit Card (Sweden domestic)
PSC Common Proprietary Swedish Credit Card
PSD Common Proprietary Swedish Debit Card
PVA Private Label A
PVB Private Label B
PVC Private Label C
PVD Private Label D
PVE Private Label E
PVF Private Label F
PVG Private Label G
PVH Private Label H
PVI Private Label I
PVJ Private Label J
PVL Private Label L
PVT Private Label Trade Program
SAG Gold MasterCard Salary Immediate Debit
SAL Standard Maestro Salary
SAP Platinum MasterCard Salary Immediate Debit
SAS Standard MasterCard Salary Immediate Debit
SOS Standard MasterCard Social Immediate Debit
SUR Prepaid Unembossed MasterCard Card (Non-US)
TBE MasterCard Electronic Business Immediate Debit
TCB

MasterCard Corporate Executive Business Card Immediate Debit
TCC MasterCard (mixed BIN) Immediate Debit
TCE MasterCard Electronic Immediate Debit
TCF MasterCard Fleet Card Immediate Debit
TCG Gold MasterCard Card Immediate Debit
TCO MasterCard Corporate Immediate Debit
TCP MasterCard Purchasing Card Immediate Debit
TCS MasterCard Standard Card Immediate Debit
TCW World Signia MasterCard Card Immediate Debit
TEB MasterCard Executive BusinessCard Card
TEC MasterCard Electronic Commercial Immediate Debit
TEO

MasterCard Corporate Executive Card Immediate Debit
TNF

MasterCard Public Sector Commercial Card Immediate Debit
TNW MasterCard New World Immediate Debit
TPB

MasterCard Preferred Business Card Immediate Debit
TPL Platinum MasterCard Immediate Debit
TWB World MasterCard Black Edition Immediate Debit
WBE World MasterCard Black Edition
WPD World Prepaid Debit

Product ID Product Name
001

Consumer Credit – Rewards
002

Commercial Credit
003 Consumer Debit
004

Commercial Debit
005 Prepaid Gift
006

Prepaid ID known
007

Consumer Credit - Premium
008

Consumer Credit – Core
009

Private Label Credit
010

Commercial Credit – Executive Business
011

Consumer Credit – Premium Plus
012

Commercial Prepaid – Non-Reloadable
013 PayPal
014 PayPal Mobile

Card Class

Value

AADVANTAGE

AARP

ACQUIRER ONLY

ACTIVATION VERIFICATION

ATM CARD

B2B

BLACK

BLUE

BUSINESS

BUSINESS ENCHANCED

BUSINESS PLATNIUM

BUSINESS SIGNATURE

CCSG LANDING

CCSG US CONSUMER REVOLVE

CENTRAL TRAVEL SOLUTIONS AIR

CENTURION

CLASSIC

COMMERCIAL

COMMERCIAL BILL PAY

COMMERCIAL PAYMENT ACCOUNT

COMMERCIAL PUBLIC SECTOR

COMMERCIAL REWARD FUNDING

COMPANY

COMPANY REVOLVE

CONSUMER

CONSUMER CHARGE

CONSUMER LENDING

CONSUMER LIMITS EXPANSION

CONSUMER REVOLVE

CORPORATE

CORPORATE EXECUTIVE

CORPORATE FLEET

CORPORATE GREEN CHARGE

CORPORATE MEETING

CORPORATE PURCHASING

CORPORATE T&E

CORPORATE WORLD

CORPORATE WORLD ELITE

DELTA REWARDS

ELECTRIC ORANGE

ELECTRON

ELECTRONIC

ENCHANCED

EXECUTIVE BUSINESS

EXPRESSPAY DIRECT LINK

FLEET

FLEET CONSUMER

FSA

GEN CARD NUMBERS

GIFT

GLOBAL PAYMENT

GM CARD

GNS PLATINUM CHARGE

GOLD

GOLD/STANDARD

GOLD/WORLD ELITE

GOVERNMENT COMMERCIAL

GOVERNMENT CORPORATE T&E

GOVERNMENT PURCHASING

GOVERNMENT PURCHAGING WITH FLEET

GPP

GREEN

HEALTHCARE

HELOC PLATINUM

HELOC STANDARD

HAS NON-SUBSTANTIATED

ICARD

INFINTE

INVALID

LAROC INTERNATIONAL CORPORATE

LOYALTY

MASTERMONEY

MICRO BUSINESS

MIXED BIN

MIXED PRODUCT

ONE CARD

OPEN CHARGE

OPEN GREEN CHARGE

OPEN GREEN REVOLVE

OPEN LENDING

OPTIMA

OTHER

PAYPASS

PERSONAL

PERSONAL BLACK CHARGE

PERSONAL BLUE REVOLVE

PERSONAL GOLD CHARGE

PERSONAL GOLD REVOLVE

PEERSONAL GREEN CHARGE

PERSONAL GREEN PREPAID

PERSONAL GREEN REVOLVE

PERSONAL REVOLVE

PIN ONLY W/O EBT

PLATINUM

PLATINUM/WORLD

PLATINUM/WORLD ELITE/WORLD

PLATINUM.WORLD/STANDARD

PREPAID

PREPAID BUSINESS

PREPAID CASH

PREPAID COMMERCIAL

PREPAID COMMERCIAL PAYMENT

PREPIAD CORPORATE T&E

PREPIAD EMPLOYEE INCENTIVE

PREPAID FLEX BENEFIT

PREPIAD FSA

PREPIAD GOVERNMENT

PREPIAD HEALTHCARE

PREPAID HEALTHCARE NON-TAXABLE

PREPAID HAS NON-SUBSTANTIATED

PREPAID HAS SUBSTANTIATED

PREPAID INSURANCE

PREPAID PAYROLL

PREPAID PLATINUM TRAVEL

PREPAID PRIVATE LABEL

PREPAID PRIVATE LABEL BASIC

PREPAID PRIVATE LABEL STANDARD

PREPAID PROPRIETARY ATM

PREPAID PURCHASING

PREPAID RELOADABLE

PREPAID TEEN

PREPAID TRAVEL

PREPAID TRAVEL MONEY

PREPAID VIRTUAL

PREPAID WORKPLACE B2B

PRIVATE LABEL

PRIVATE LABEL BASIC

PROFESSIONAL

PROPRIETARY

PROPRIETARY ATM

PURCHASING

PURCHASING CARD

PURCHASING WITH FLEET

REVOLVE

REWARDS

SALUTE

SEARS

SIGNATURE

SMALL BUSINESS

SMALL CORPORATE

STARDARD

STANDARD/PLATINUM

STANDARD/PLATINUM/WORLD

STANDARD/WORLD

TITANIUM

TRIUMPH – SBS LIMITS

UATP

UHNW

UNITED AIRLINES CORPORATE CARD

VIRTUAL

WORLD

WORLD ELITE

WORLD ELITE BUSINESS

WORLD ELITE FOR BUSINESS

WORLD FOR BUSINESS

WORLD/PLATINUM