Test Data

Transaction Amounts

Using the following amounts for credit card transactions will return the following error responses:

Amount Reason Code Error Message
$2.01 1201 PARTIAL_AUTH (will return $1.00)
$5.00 1500 DENY
$5.10 1510 CALL
$5.20 1520 PKUP
$5.30 1530 RETRY
$5.40 1540 SETUP
$6.01 1601 GENERICFAIL
$6.02 1602 CALL
$6.03 1603 NOREPLY
$6.04 1604 PICKUP_NOFRAUD
$6.05 1605 PICKUP_FRAUD
$6.06 1606 PICKUP_LOST
$6.07 1607 PICKUP_STOLEN
$6.08 1608 ACCTERROR
$6.09 1609 ALREADY_REVERSED
$6.10 1610 BAD_PIN
$6.11 1611 CASHBACK_EXCEEDED
$6.12 1612 CASHBACK_NOAVAIL
$6.13 1613 CID_ERROR
$6.14 1614 DATE_ERROR
$6.15 1615 DO NOT HONOR
$6.16 1616 INSUFFICIENT_FUNDS
$6.17 1617 EXCEED_WITHDRAWAL_LIMIT
$6.18 1618 INVALID_SERVICE_CODE
$6.19 1619 EXCEED_ACTIVITY_LIMIT
$6.20 1620 VIOLATION
$6.21 1621 ENCRYPTION_ERROR
$6.22 1622 CARD_EXPIRED
$6.23 1623 REENTER
$6.24 1624 SECURITY_VIOLATION
$6.25 1625 NOT_PERMITTED_CARD
$6.26 1626 NOT_PERMITTED_TRAN
$6.27 1627 SYSTEM_ERROR
$6.28 1628 BAD_MERCH_ID
$6.29 1629 DUPLICATE_BATCH
$6.30 1630 REJECTED_BATCH (First attempt at batch close will fail with a transaction in the batch for $6.30. The second batch close attempt will succeed.)
$6.31 1631 ACCOUNT_CLOSED
$8.XX 1500 Operation timed out after xxxxx milliseconds
Note: Any value in $8 range will test a custom timeout using the number of cents as the number of seconds for the timeout.
i.e. $8.30 will result in a 30 second timeout.

 

AVS

Valid AVS:

  • Street: 5800 NW 39th AVE
  • Zip: 32606

AVS which will cause a transaction denial:

  • Street: 2831 NW 41st St STE J
  • Zip: 32615

Any other AVS will decline the AVS but not decline the transaction. Not sending AVS will decline the AVS but not decline the transaction.

CVV

Valid CV:

  • Visa/MC/DISC: 999
  • Amex: 1234

CV which will cause an N - No Match but NOT decline the transaction:

  • Visa/MC/DISC: 123
  • Amex: 9999

The following CV values will decline the transaction if auto_decline_cvv is enabled

CV which will cause a P - Not Processed:

  • Visa/MC/DISC: 124
  • Amex: 9998

CV which will cause an S - Not On Card/Illegible:

  • Visa/MC/DISC: 125
  • Amex: 9997

CV which will cause a U - Issuer Does Not Participate:

  • Visa/MC/DISC: 126
  • Amex : 9996

CV which will cause an X - No Response:

  • Visa/MC/DISC: 127
  • Amex: 9995

Any other CV will cause an N - No Match.

Not sending CV will decline the CV but not decline the transactions.

Card Numbers

Visa Personal:

  • Keyed:
    4111111111111111 Exp: 12/21
    4012 8888 8888 1881 Exp: 12/21
  • Swiped:
    %B4111111111111111^TEST CARD/VI^21121015432112345678?;4111111111111111=21121015432112345678?

Visa Corporate/Purchase:

  • Keyed:
    4005562231212149 Exp: 12/21
  • Swiped:
    %B4005562231212149^TEST CARD/VI^21121015432112345678?;4005562231212149=21121015432112345678?

Mastercard personal:

  • Keyed:
    5454545454545454 Exp: 12/21
  • Swiped:
    %B5454545454545454^TEST CARD/MC^21121015432112345678?;5454545454545454=21121015432112345678?

Mastercard Corporate/Purchase:

  • Keyed:
    5405222222222226 Exp: 12/21
  • Swiped:
    %B5405222222222226^TEST CARD/MC^21121015432112345678?

Discover:

  • Keyed:
    6011000995500000 Exp: 12/21
  • Swiped:
    %B6011000995500000^TEST CARD/DI^21121015432112345678?;6011000995500000=21121015432112345678?

Amex:

  • Keyed:
    371449635398431 Exp: 12/21
  • Swiped:
    %B371449635398431^TEST CARD/AX^21121015432112345678?;371449635398431=21121015432112345678?

Virtual Device (Mock Terminal)

When using the virtual device (mock terminal) to run transactions, various dollar amounts can be used in the transactions to simulate the different ways transactions can be run through a credit card terminal. The following table shows the dollar amounts that can be used for this.

Amount Error Message
$5.01 CONNECT ERROR
$5.31 TIMEOUT
$5.99 ABORTED
$7.10 Keyed (Random Card Type)
$7.11 Swiped - Debit - Pin (Random Card Type)
$7.12 Swiped - Credit - Signature (Random Card Type)
$7.13 Swiped - Credit - No Signature (Random Card Type)
$7.14 EMV - Contact - Credit - No CVM (Random Card Type)
$7.15 EMV - Contact - Credit - Signature CVM (Random Card Type)
$7.16 EMV - Contact - Credit - Pin CVM (Random Card Type)
$7.17 EMV - Contact - Debit - Pin CVM (Random Card Type)
$7.18 EMV - No Contact - Credit - No CVM (Random Card Type)
$7.19 EMV - No Contact - Credit - Signature CVM (Random Card Type)
$7.20 EMV - No Contact - Credit - Pin CVM (Random Card Type)
$7.21 EMV - No Contact - Debit - Pin CVM (Random Card Type)
$7.50 Visa Keyed
$7.51 MC Keyed
$7.52 Amex Keyed
$7.53 Disc Keyed
$7.54 Visa Swiped
$7.55 MC Swiped
$7.56 Amex Swiped
$7.57 Disc Swiped
$7.70 Transaction Timeout
$7.71 Overall Request Timeout
$7.72 Card Entry Timeout
$7.73 Pin Entry Timeout
$7.74 Tip/Cashback Timeout
$7.75 Signature Input Timeout
$7.76 Signature Storage Timeout
$8.XX Any value in $8 range will test a custom timeout using the number of cents as the number of seconds for the timeout.
i.e. $8.30 will result in a 30 second timeout.

 

ACH Test Data

You can utilize any valid US Routing number (Chase Bank 072000326) and any account number between 4-17 digits.

With ACH services there is not a real time approval like what happens with Credit Cards. A transaction takes 1-4 business days to receive a response back with a failure. The best way to account for ACH “Chargebacks” is to run a report to find transactions that have a chargeback status.

ACH Testing Transaction Acceleration

Paya ACH Terminal Info

Sec_code Terminal_id Required fields Actions
account_holder_name billing_street billing_city billing_state billing_zip billing_phone routing account_number account_type check_number track_data driver_license identity_verification image_front image_back credit debit refund void avsonly
CCD 1710                
CCD 1711              
CCD 1712              
CCD 1713            
CCD 1714                
CCD 1715              
CCD 1716              
CCD 1717 ✔             
                                           
PPD 1010                
PPD 1011              
PPD 1012              
PPD 1013            
PPD 1014 ✔                 
PPD 1015 ✔               
PPD 1016              
PPD 1017            
                                           
TEL 1210                    
TEL 1211            
TEL 1212            
TEL 1213          
TEL 1214              
TEL 1215            
TEL 1216            
TEL 1217          
                                           
CCD 1910              
CCD 1911            
CCD 1912            
CCD 1913          
CCD 1914              
CCD 1915            
CCD 1916            
CCD 1917          
                                           
PPD 1810                      
PPD 1811            
PPD 1812            
PPD 1813          
PPD 1814              
PPD 1815            
PPD 1816            
PPD 1817          
                                           
CCD 2710                          
CCD 2711                        
CCD 2712                
CCD 2713              
CCD 2714                          
CCD 2715                        
CCD 2716                
CCD 2717              
                                           
PPD 2010                          
PPD 2011                        
PPD 2012                
PPD 2013              
PPD 2014                          
PPD 2015                        
PPD 2016                
PPD 2017              
                                           
TEL 2210                        
TEL 2211                      
TEL 2212              
TEL 2213            
TEL 2214                        
TEL 2215                      
TEL 2216              
TEL 2217            
                                           
WEB 2310                          
WEB 2311                        
WEB 2312                
WEB 2313              
WEB 2314                          
WEB 2315                        
WEB 2316                
WEB 2317              
                                           
CCD 2910                        
CCD 2911                      
CCD 2912              
CCD 2913            
CCD 2914                        
CCD 2915                      
CCD 2916              
CCD 2917            
                                           
PPD 2810                        
PPD 2811                      
PPD 2812              
PPD 2813            
PPD 2814                        
PPD 2815                      
PPD 2816              
PPD 2817            
                                           
POP 1110                            
POP 1111                          
POP 1112                
POP 1113              
POP 1114                            
POP 1115                          
POP 1116                
POP 1117              
                                           
C21 1610                          
C21 1611                        
C21 1612              
C21 1613            
C21 1614                          
C21 1615                        
C21 1616              
C21 1617